Does SoonerCare Cover Therapy in Oklahoma?
Short answer
Yes. SoonerCare, Oklahoma's Medicaid program, covers outpatient behavioral health services including individual therapy, family therapy, and psychiatric medication management. Members enrolled in a SoonerSelect health plan get the same behavioral health coverage. Most members pay little or nothing when they see a contracted provider.
The Growth Department is an outpatient behavioral health clinic in south Oklahoma City. We accept SoonerCare and SoonerSelect, along with Blue Cross Blue Shield of Oklahoma, Ambetter of Oklahoma, Humana, and Oklahoma Complete Health. We verify your benefits over the phone before your first visit, so you know your cost before you book.
Find out what your visit will cost
We verify your benefits for free. No obligation to book.
What SoonerCare Covers for Therapy
SoonerCare lists outpatient behavioral health and substance use services as a covered benefit. Coverage is tied to medical necessity and to an individualized service plan, which your therapist builds with you at your first appointment.
| Service | Covered by SoonerCare | Offered here |
|---|---|---|
| Individual therapy or counseling | Yes | Yes |
| Family therapy | Yes | Yes |
| Couples and marriage counseling | Yes, when medically necessary | Yes |
| Child and adolescent therapy | Yes | Yes |
| Group therapy | Yes | Yes |
| Behavioral health assessment and testing | Yes | Yes |
| Psychiatric evaluation and medication management | Yes | Yes |
| Behavioral health case management | Yes | Yes |
| Telehealth therapy | Yes | Yes, statewide |
| Crisis services | Yes | Referral and coordination |
Coverage, copays, and limits are set by the Oklahoma Health Care Authority and can change. Some services require prior authorization. Always verify your own benefits before your first visit.
What You Will Actually Pay
This is the question most people are really asking. Here is the honest version.
- Children and youth through age 20 have no copays for SoonerCare-covered services. If therapy is for your child, expect to pay nothing.
- Most adults pay nothing or a small copay. SoonerCare copays for outpatient behavioral health are low, and several groups are exempt from cost sharing entirely.
- Copays are capped monthly. If you do owe copays, your total out of pocket for the month is limited to a percentage of your household monthly income.
- There is no monthly premium for SoonerCare or SoonerSelect coverage if you meet the income guidelines.
- A provider cannot refuse to see you because you cannot pay a copay at the time of service.
Not sure what you owe? Call us at 405-338-7674 and we will run your benefits and tell you your expected cost before you book.
SoonerCare vs. SoonerSelect: Which One Do You Have?
Oklahoma moved most Medicaid members into managed care plans under a program called SoonerSelect. If you are on SoonerSelect, a health plan administers your benefits instead of the state paying providers directly. Your behavioral health coverage does not shrink. The plans are required to cover at least what SoonerCare already covered.
SoonerSelect plans we accept
| Plan | Covers behavioral health | Member services |
|---|---|---|
| Oklahoma Complete Health | Yes | 833-752-1664 |
| Humana Healthy Horizons in Oklahoma | Yes | 855-223-9868 |
How to tell which plan you have: look at your member ID card, log in at MySoonerCare.org, or call the SoonerCare Helpline at 800-987-7767. If you would rather not make three calls, give us your name and date of birth and we will look it up for you.
If your SoonerSelect plan is not on the list above, call us anyway at 405-338-7674. We will tell you your options, including whether you can change plans during open enrollment and where else you can be seen in the meantime.
Other Insurance We Accept
You do not need SoonerCare to be seen here. We are contracted with several commercial and marketplace carriers in Oklahoma, and behavioral health is a covered benefit under all of them.
| Insurance | Covers therapy | Member services | What you will pay |
|---|---|---|---|
| Blue Cross Blue Shield of Oklahoma | Yes | 866-520-2507, or the number on your card | Copay or coinsurance, varies by plan |
| Ambetter of Oklahoma | Yes | 833-492-0679 (TTY 711) | Copay per visit, varies by metal tier |
| Humana | Yes | Number on your member ID card | Varies by plan |
| Oklahoma Complete Health | Yes | 833-752-1664 | Varies by plan |
| SoonerCare / SoonerSelect | Yes | 800-987-7767 | $0 under 21, little or nothing for most adults |
Blue Cross Blue Shield of Oklahoma
Mental health and substance use benefits are covered under BCBSOK plans. What you pay depends on whether you have an individual, family, employer, or marketplace plan, and on whether you have met your deductible. Employer plans in particular vary widely, which is why the reliable answer is the one we get by running your benefits directly. Bring your card, or read us the ID number over the phone.
Ambetter of Oklahoma
Ambetter is Oklahoma's marketplace plan through Celtic Insurance Company. Behavioral health services are covered, and most Ambetter plans use a flat copay per therapy visit rather than sending it to your deductible, which usually makes weekly therapy predictable to budget for. The copay amount depends on your metal tier. Check your Schedule of Benefits, or let us pull it.
No insurance?
Ask us about self-pay rates. It is also worth applying for SoonerCare, which is free to do and free to be denied. Apply at MySoonerCare.org or call 800-987-7767. If you are mid-application, call us anyway and we will talk through your options while it is pending.
See our full insurance and coverage page for the current list of accepted plans.
Check Your Therapy Coverage in 30 Seconds
Answer two quick questions and we will tell you what to expect. Nothing is stored or submitted.
Do You Need a Referral to Start Therapy?
In most cases, no. You can contact an outpatient behavioral health provider directly and schedule an intake. You do not need your primary care doctor to send you first.
Two situations where it is worth checking: some plans require prior authorization for certain services beyond routine outpatient therapy, and psychological testing or higher levels of care often need authorization. Routine individual counseling almost never does. When you call us, we handle the authorization side so you do not have to.
Does SoonerCare Cover Online Therapy?
Yes. Telehealth behavioral health services are covered, which matters if you are outside the Oklahoma City metro, do not drive, work hours that make a daytime appointment hard, or do not want to arrange childcare for a session. Our commercial carriers cover telehealth behavioral health as well.
We see clients by secure video anywhere in Oklahoma. You need a phone, tablet, or computer and a reasonably stable internet connection. Everything else is on us.
Cities and areas we serve by telehealth
Oklahoma City, Moore, Norman, Edmond, Yukon, Midwest City, Del City, Mustang, Bethany, Shawnee, El Reno, Guthrie, Stillwater, Lawton, Enid, Tulsa, Broken Arrow, Guymon, Woodward, Altus, Ardmore, Duncan, Ponca City, McAlester, Muskogee, and the rest of Oklahoma. In-person appointments are at our south Oklahoma City office.
Who Qualifies for SoonerCare?
Eligibility is based on income, household size, and category. SoonerCare covers low-income adults, children, pregnant women, adults 65 and older, and people with disabilities. Applying is free, and being turned down costs you nothing.
- Apply online at MySoonerCare.org
- Call the SoonerCare Helpline at 800-987-7767
- Apply in person at an Oklahoma Human Services office
If you are in the middle of applying and want to get started on therapy now, call us anyway. We will talk through your options while your application is pending.
About Our Clinicians
Our clinical team includes licensed professional counselors and LPC supervisors, counselors practicing under supervision, and advanced practice registered nurses who handle psychiatric evaluation and medication management. Behavioral health case managers work alongside them to help families with paperwork, referrals, and coordination between school, insurance, and care.
Every clinician who sees clients is either independently licensed in Oklahoma or practicing under the supervision of a licensed supervisor, as state law requires. Our team trained at Oklahoma institutions including the University of Oklahoma, Northwestern Oklahoma State University, and Oklahoma Panhandle State University.
Sessions are available in person in south Oklahoma City or by secure video anywhere in the state. If you want to know more about the specific clinician you would be working with, ask when you call and we will tell you their license type and their areas of focus.
How to Book Your First Appointment
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Call us or request an appointment
Call 405-338-7674 or use our appointment page. First-time patients should call so we can verify benefits.
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We verify your coverage
Have your insurance card handy if you can. If you cannot find it, your name and date of birth is usually enough.
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We match you with a therapist
Based on what you are working on and whether you want in person or video.
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You come in for an intake
The first session is about 60 minutes. You and your therapist build a service plan together. Nothing is decided about you without you.
What to bring to your first appointment
- Your insurance card, whether that is SoonerCare, SoonerSelect, BCBS Oklahoma, Ambetter, Humana, or Oklahoma Complete Health
- A photo ID
- A list of any medications you take
- For a child: guardianship or custody paperwork if it applies, and any school reports or IEP documents
6801 S. Western Ave, Ste 105, Oklahoma City, OK 73139
In-person in south OKC or by video anywhere in Oklahoma.
Frequently Asked Questions
Does SoonerCare cover therapy?
Yes. SoonerCare covers outpatient behavioral health services, including individual therapy, family therapy, group therapy, behavioral health assessment, case management, and psychiatric medication management, when the services are medically necessary and provided by an enrolled provider.
How much does therapy cost with SoonerCare?
Children and youth through age 20 have no copays for SoonerCare-covered services. Adults may owe a small copay for some services, and many members pay nothing. Copays are capped monthly based on household income, and there is no monthly premium for SoonerCare coverage.
Does SoonerSelect cover therapy too?
Yes. SoonerSelect health plans are required to cover at least the services SoonerCare already covered, including behavioral health. We accept Oklahoma Complete Health and Humana Healthy Horizons in Oklahoma. If your SoonerSelect plan is different, call us and we will walk you through your options.
Do you take Blue Cross Blue Shield of Oklahoma?
Yes. We accept Blue Cross Blue Shield of Oklahoma, and mental health and substance use services are covered benefits under BCBSOK plans. What you pay depends on your specific plan and whether you have met your deductible. Call 405-338-7674 with your member ID and we will verify your benefits before you book.
Do you take Ambetter of Oklahoma?
Yes. We accept Ambetter of Oklahoma. Behavioral health is a covered benefit, and most Ambetter plans apply a flat copay per therapy visit rather than routing it through your deductible, which makes weekly sessions easier to budget. The copay amount depends on your metal tier.
What insurance do you accept?
We accept SoonerCare and SoonerSelect, Blue Cross Blue Shield of Oklahoma, Ambetter of Oklahoma, Humana, and Oklahoma Complete Health. We also offer self-pay options for people without insurance. Call 405-338-7674 and we will verify your specific plan for free.
Do I need a referral to see a therapist with SoonerCare?
In most cases you can contact an outpatient behavioral health provider directly without a referral from your primary care doctor. Some services beyond routine outpatient therapy, such as psychological testing or higher levels of care, may require prior authorization from your plan.
Does SoonerCare cover online or telehealth therapy?
Yes. Telehealth behavioral health services are covered. You can attend sessions by secure video from anywhere in Oklahoma using a phone, tablet, or computer.
Does SoonerCare cover couples or marriage counseling?
Family and couples therapy is covered when it is medically necessary and part of a documented treatment plan addressing an identified behavioral health condition. Coverage is not automatic for relationship coaching outside of a clinical diagnosis, so it is worth verifying before you book.
Does SoonerCare cover therapy for children?
Yes, and children and youth through age 20 have no copays for SoonerCare-covered services. This includes individual therapy for the child, family therapy, and behavioral health assessment.
Does SoonerCare cover psychiatric medication management?
Yes. Psychiatric evaluation and ongoing medication management are covered outpatient behavioral health services. Our clinic has nurse practitioners who provide medication management alongside therapy.
How do I find a therapist who takes SoonerCare in Oklahoma City?
Ask the provider directly whether they are contracted with your specific plan. Being a SoonerCare provider and being in network with your SoonerSelect health plan are two different things, and confirming both up front avoids a surprise bill. The Growth Department is an outpatient behavioral health clinic in south Oklahoma City that accepts SoonerCare and SoonerSelect. Call 405-338-7674 and we will confirm your coverage before you book.
How long do I have to wait for an appointment?
Availability changes week to week. Call 405-338-7674 and we will tell you the soonest opening for the therapist and format you need, including telehealth slots that often open sooner than in-person ones.
Can I be turned away if I cannot pay my copay that day?
No. Under SoonerCare rules a provider cannot deny services because a member is unable to pay a copay at the time of service. Unpaid copay balances can still be billed later, so talk to us if cost is a concern.
If you need help right now
If you or someone you know is in crisis, call or text 988 to reach the Suicide and Crisis Lifeline, available 24 hours a day. If someone is in immediate danger, call 911.
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